IRDAI Compliance Status: Excellent
Your organization is currently meeting 94.8% of all IRDAI regulatory requirements. Last audit was completed on May 10, 2025.
License Status
Active
License #: IRDAI/GI/2025/123456
Valid until: March 31, 2026
Regulatory Filings
2 Due Soon
Quarterly Returns: Due in 15 days
Investment Pattern: Due in 22 days
Solvency Margin
1.82
Required: 1.50
Last updated: May 12, 2025
Investment Pattern
Compliant
Approved assets: 98.4%
Last reviewed: April 30, 2025
Customer Grievance Ratio
0.02%
Previous Month: 0.03%
Target: ≤0.05%
Policy Lapse Rate
1.5%
Industry Avg: 2.0%
Last quarter: 1.7%
KYC Verification Status
Aadhaar Verification
99.2% of customers verified
PAN Verification
98.7% of customers verified
Address Verification
94.5% of customers verified
Bank Account Verification
97.8% of customers verified
POSP Compliance
POSP Certification
24,102 agents certified (98.1%)
Training Completion
23,845 agents completed (97.1%)
Background Verification
24,320 agents verified (99.0%)
Commission Structure
Compliant with IRDAI guidelines
Regional Performance
Document Center
| Document Type | Status | Last Updated | Expiry Date | Actions |
|---|---|---|---|---|
| IRDAI License Certificate | Valid | April 1, 2025 | March 31, 2026 | |
| GST Registration Certificate | Valid | July 1, 2024 | Permanent | |
| PAN Card Verification | Verified | January 15, 2025 | Permanent | |
| Solvency Certificate | Valid | May 12, 2025 | August 11, 2025 | |
| Maharashtra State Certificate | Renewal Due | June 15, 2024 | June 14, 2025 |
Audit & Risk Management
Open Audit Findings
As of May 25, 2025, there are 12 open findings:
| Finding ID | Description | Severity | Assigned To | Due Date |
|---|---|---|---|---|
| A123 | Incomplete KYC audit logs | Medium | Ops Team | June 5, 2025 |
| B456 | Delayed regulatory filing formats | High | Compliance Team | May 30, 2025 |
| C789 | Data privacy policy update pending | Medium | Legal Team | June 10, 2025 |
Cybersecurity & Data Privacy
Cybersecurity Posture
Compliant
Last assessment: April 28, 2025
Next audit due: October 28, 2025
Data Privacy Compliance (DPDP)
In Progress
DPDP policy draft: 75% complete
Expected completion: July 15, 2025
AML & Screening Status
AML Screening Coverage
98.5%
Alerts generated: 1,240
Last update: May 20, 2025
Suspicious Activity Reports (SAR)
24 Pending
Last SAR filed: May 15, 2025
Review cycle: Weekly
Policy Fraud Detection Rate
2.3%
Investigations open: 18
Last review: May 22, 2025
Policy Lapse Fraud Alerts
5 Active
Last alert: May 18, 2025
Next check: May 30, 2025
Fraud Analytics & Prevention
Overall Fraud Score
78 / 100
Benchmark: 85
Last update: May 20, 2025
Potential Fraud Claims
154
Under Review: 37
Last assessed: May 22, 2025
Fraud Detection Rate
92.4%
Target: 90%
Last updated: May 20, 2025
Savings from Prevention
₹12.4 Cr
YTD Savings: ₹8.9 Cr
Comparative: +24%
Fraud Risk Score Distribution
Fraudulent Claims by Business Line
Geographic Distribution of Fraud
Predictive Model Accuracy Over Time
Top Fraud Indicators
- Multiple claims from same IP address
- High claim amounts just below threshold
- Unusual clustering of claims by region
- Claims filed shortly after policy activation
- Mismatch between claimant identity and bank account